Insurance Claims

Navigating insurance claims for roofing and concrete projects requires a clear understanding of the process. At HG11 Roofing & Construction we've simplified the steps involved in making insurance claims for roof and concrete damage. Follow this comprehensive guide to ensure a smooth claims process. If you need help at any step of the process, simply give us a call and we will help you navigate the claims process. 

1. Assess Damage: Begin by assessing the damage to your roof or concrete structures thoroughly. Look for signs of cracks, leaks, water damage, or structural issues. Document the damage with detailed photographs, focusing on affected areas.

2. Contact Your Insurance Provider: Next, contact your insurance provider to initiate the claims process. Provide them with documentation of the damage, including photographs and any other relevant information. Clearly communicate that the claim is related to roof or concrete damage.

3. Schedule Inspection: Your insurance provider will likely schedule an inspection to assess the extent of the damage. Be prepared to provide access to the damaged areas and accompany the inspector to point out specific issues related to the roof or concrete.

4. Obtain Estimates: Obtain estimates from reputable roofing or concrete repair contractors. These estimates should detail the scope of work needed to repair the damage and associated costs. Your contractor should be licensed and insured in the state of Oklahoma. Submit these estimates to your insurance provider.

5. Review Policy Coverage: Review your insurance policy to understand the coverage limits, deductibles, and any exclusions related to roof and concrete damage. Understanding your policy will help you navigate the claims process more effectively.

6. Negotiate and Finalize: If there are discrepancies between your contractor's estimates and the insurance company's assessment, negotiate with your insurance provider for a fair resolution. Ensure that the scope of work for roof or concrete repairs is accurately represented and approved.

7. Approval and Payment: Once your claim is approved, your insurance provider will issue payment for the approved repairs. Work with your chosen contractor to schedule the necessary repairs promptly.

8. Completion of Repairs: Your chosen contractor will proceed with the necessary repairs to restore your roof or concrete structures to their pre-damaged condition. Monitor the progress closely to ensure quality workmanship.

9. Final Inspection and Documentation: After the repairs are completed, conduct a final inspection to verify that the work meets your satisfaction. Document the completed repairs with photographs and invoices for your records.

Making insurance claims for roof and concrete damage doesn't have to be overwhelming. By following this step-by-step guide, you can navigate the process with confidence and ensure that your property is restored efficiently. For expert roof and concrete repair services, trust HG11 Roofing & Construction. 

Contact us today to learn more.